Payment infrastructure,
built for Egypt.
One API for every way Egypt pays — cards, Meeza, InstaPay, mobile wallets, Fawry and bank installments. Splits, subscriptions, invoicing and fraud protection included from day one.
Local EGP settlement · No monthly fee · You only pay when you get paid
Gross volume · today
EGP 536,850.00
↑ +11.4% vs. yesterday
Available balance
EGP 1,842,600.00
Authorisation rate
94.6%
Built and proven inside SORO Health Group
Every way Egypt actually pays.
Half of Egyptian e-commerce does not happen on a card. Foreign gateways ignore that. We were built around it.
Cards
Visa and Mastercard through the partner bank's switch, with 3-D Secure 2 and liability shift to the issuer.
Meeza
Egypt's national card scheme. Non-negotiable for the public sector — and not supported by foreign gateways at all.
InstaPay
Instant account-to-account. The cheapest rail for you and the fastest for your customer — which is exactly where your margin comes from.
Mobile wallets
Vodafone Cash, Orange Money, Etisalat Cash and WE Pay — from the same PaymentIntent.
Cash — Fawry
Your customer takes a code and pays cash at any agent. The money reaches you exactly like any other payment.
Bank installments
3 to 36 months with the major Egyptian banks, surfaced inside checkout. The single biggest conversion lever in this market.
Everything that happens after the money arrives.
Taking the payment is the easy part. The hard part is settlement, subscriptions, invoicing, tax, fraud, disputes, and reports that actually reconcile.
Payments
One API across every rail, with smart routing, retries, holds and refunds.
Checkout & Links
A hosted page that speaks Arabic, or a payment link that sells without a line of code.
Billing & Subscriptions
Recurring billing, trials, prorations and smart retries for failed payments.
E-invoicing & Tax
VAT and withholding tax, with direct submission to the Egyptian Tax Authority's e-invoicing system.
Guard
Fraud rules you write yourself, a risk score on every payment, a manual review queue and a full dispute workflow.
Reporting
Accounting-grade reports that read from the same ledger, so two reports can never disagree.
Pay everyone, in the same moment.
Your customer pays once. The vendor gets their share, you keep your commission, and the fees and tax are recorded — all as one balanced accounting entry.
- Split by percentage, fixed amount or formula, across any number of recipients.
- Calculated at authorisation and frozen forever. Changing a rule tomorrow never rewrites a payment from yesterday.
- Vendor onboarding, documents and verification — end to end, under your brand.
A customer pays
EGP 1,000.00
Vendor
Paid to their connected account
EGP 880.00
Your platform fee
10% — you set it
EGP 100.00
Rozzma fee
2.0% + EGP 2.00
EGP 20.00
An API you already know.
PaymentIntents, customers, subscriptions, invoices and webhooks — shaped the way your team already expects. If you have integrated Stripe, you already know Rozzma.
const payment = await rozzma.paymentIntents.create({
amount: 100000, // EGP 1,000.00 in piastres
currency: 'egp',
payment_method_types: ['card', 'instapay', 'meeza'],
// the vendor gets paid in the same call
application_fee_amount: 10000,
transfer_data: { destination: 'acct_1SxArena01' },
metadata: { booking_id: 'bk_88214' },
})7
Egyptian payment rails
T+1
Local EGP settlement
14%
VAT handled and filed for you
2
Languages, fully bidirectional
You only pay when you get paid.
No setup fee, no monthly fee, no hidden fees. A price per rail, because each rail genuinely costs a different amount.
| Payment method | Per successful payment |
|---|---|
| InstaPay | 0.5%, capped at EGP 20 |
| Meeza | 1.0% + EGP 1.00 |
| Mobile wallets | 1.5% |
| Cards | 2.0% + EGP 2.00 |
| Fawry (cash) | 0.7% + EGP 3.00 |
| Bank installments | By bank and tenor |
Indicative launch pricing. Volume and public-sector pricing is negotiated.
Let's get your payments running.
Tell us what you sell and how your customers pay, and we will come back with the right setup — or tell you honestly if we are not the right fit.